NDC intervenes in bank mergers and acquisitions to optimize community benefit plans, with guidance and support for the community service plans of bank mergers and acquisitions including US Bank, Bank of the West, Umpqua, Silicon Valley Bank, Washington Federal, Banc of California, Central Valley Community Bank, Capital One and Discover Financial Services, and others. Our analytical work considers regulatory safety, soundness, and public benefit outcomes. We work to recommend constructive community investments with real CRA benefits.